Job Details - Provident Careers Site

Job Details

Job ID
Job Title
Fraud Analyst
Position Type
Business Brand
Home Credit
£23,000 - £26,000 depending on experience + benefits
About Us
Established in 1880, Provident Financial Group (PFG) is one of the UK's leading suppliers of personal credit products to the non-standard lending market.

Provident delivers non-standard lending through our businesses - Vanquis Bank, Provident Home Credit, Satsuma Loans, Moneybarn and Cheque Exchange.
About the Role
We have an exciting opportunity for a Fraud Analyst to join our team in Bradford to offer first line monitoring and reporting to demonstrate the effectiveness of 1st line controls across the business.

In this role you will provide assurance of the 1st Line controls by completing regular monitoring and continuous reporting to the 1st line functions through senior management reports and dashboards.

Key Responsibilities:
  • Conduct reviews of first line controls, to provide assurance that key controls are effective and demonstrate adherence to business processes and procedures.
  • Ensure information provided is accurate, up to date and meets the needs of the stakeholder.
  • Assisting in ensuring that fraud facing exceptional reports ad-hoc or scheduled are produced when required.
  • Fully understand business processes and control frameworks in order to identify areas of weakness and contribute to effective mitigation proposals.
  • Monitor and report on potential ineffective 1st line controls with particular focus on areas where customer detriment has/could be the result or where there are conduct related issues.
  • Utilise data produced from exception reports in order to perform reviews on appropriate controls.
  • Provide timely, professional and factually accurate outputs/written reports of reviews and contribute to reports that will inform key stakeholders and senior manager forums such as SMC.
  • Review management information and data in order to identify trends and articulate findings in appropriate formats.
  • Identify where the business is not effectively monitoring against policies, procedures and controls and responds suitably and punctually to the risks of not meeting those requirements.
Skills and Experience
Essential Skills and Experience:
  • Good standard of SQL knowledge, Including cloud based.
  • Awareness of data capture and storage solutions e.g. data warehousing/data mining.
  • Excellent communication skills at both colleague and management levels.
  • Ability to write data extraction queries for new systems and processes through appropriate media.
  • Rigorous attention to detail.
  • Proven ability to plan & organise own workload, with strong time management skills.
  • Strong report writing skills.
  • Good Knowledge of Power Bi system.
  • Good degree in a numerate discipline with statistical content.
Why choose a career with us?

We like to let our employees know that we appreciate their hard work by offering competitive salaries and a range of reward schemes as well as regular performance management reviews and appraisals so that you can monitor your career progress. Benefits include:
  • 25 days annual leave increasing with service
  • Discretionary bonus scheme
  • Pension Scheme
  • Onsite subsidised restaurant
  • Onsite Nuffield Gym
Equality, Diversity & Inclusion EDI

Provident is one of a select group of forward thinking organisations that have signed up for the National Equality Standard NES. The NES provides a cultural assessment through the lens of diversity. It looks across all 9 protected characteristics set out in the Equality Act 2010 to ensure true inclusion in the workplace.