Job Details - Provident Careers Site

Job Details

Job ID
Job Title
Credit Portfolio Analyst
Position Type
Fixed Term / Interim
Business Brand
Multiple Brands
Credit & Analysis
£26,000 +Bonus +Benefits
About Us
About Us

Established in 1880, PFG is one of the UK's leading suppliers of personal credit products to the non-standard lending market. We are a FTSE 250 company that provide a portfolio of credit products designed to meet the particular needs of those who are not well serviced by mainstream lenders. The Provident Financial Group is made up of Provident Home Credit, Satsuma Loans, Vanquis Bank, Cheque Exchange and Moneybarn.
About the Role
About the Role

In this role you will be responsible for assisting your Manager in the analysis and reporting of credit risk and operational credit systems data. This role will include building and supporting reporting of Portfolio and credit metrics and all analysis arising from the reporting. You will also take responsibility for the integrity, storage, retention and accuracy of the reporting, analysis and all associated data.

This is a fixed term role to cover maternity leave.

Key Responsibilities

Supporting the Credit Analysis and Reporting Manager in:
  • Defining requirements for the implementation of MI for Credit Portfolio Management
  • Defining requirements for data infrastructure to support Credit Portfolio Management
  • Developing MI systems for Credit Portfolio Management
  • Analysis and presentation of operational Credit portfolio data
  • Becoming an expert in Credit Portfolio Management reporting to support the business
Skills and Experience
About You

We would like you to have skills and experience in some of the following:
  • Ability to understand and analyse data and data requirements
  • Ability to present findings in a clear and concise manner
  • Knowledge of Credit Risk life cycle
  • Experience in use of data reporting tools
  • Able to work under own initiative, with minimal supervision
  • Rigorous attention to detail
  • Familiarity with Credit MI production and reporting
  • Familiarity with automated decisioning tools through design, maintenance and strategy development
  • Documentation of data requirements
Desirable Qualifications
  • Degree in a numerate discipline with statistical content (or equivalent)The Benefits
The satisfaction of working for a successful and ethical business who are here to help people is a big benefit of joining us, but it is not the only one. We will invest in your development, giving you the support and training to become better and better at your job. We take the work/life balance seriously, with plenty of flexible working options. Working in a bright and refreshingly relaxed environment, you will find your opinions are valued and listened to.

On top of all this, we will give you a package including:
  • 25 days annual leave increasing with service.
  • Up to 7% annual profit bonus.
  • Onsite Gym - Provident have partnered with Nuffield Health. Weekly classes are held throughout the day and pre 09:00 and post 17:00, you can attend anything from Spinning to Pilates to Boxercise.
Plus pension and a whole range of other benefits besides.

Equality, Diversity & Inclusion EDI

Provident is one of a select group of forward thinking organisations that have signed up for the National Equality Standard NES. The NES provides a cultural assessment through the lens of diversity. It looks across all 9 protected characteristics set out in the Equality Act 2010 to ensure true inclusion in the workplace. The NES adopts a pragmatic & holistic approach to EDI and achieving it will enable Provident to showcase our business as leaders in this field.