Job Details

Job ID
Job Title
Senior Treasury Manager - Liquidity
Position Type
Business Brand
PF Group Treasury
Bradford / London
Competitive Salary + car allowance + benefits
About Us
We're PFG '“ A leading specialist bank and a FTSE 250 company who are one of the UK's leading suppliers of personal credit products to the non-standard lending market. We provide a portfolio of credit products designed to meet the particular needs of those who are not well serviced by mainstream lenders. Our core brands are Vanquis Bank and Moneybarn.
About the Role
What's the opportunity?

The Liquidity and Funding team within Group Treasury are responsible for the identification, measurement, management and control of all aspects of the Group's liquidity and funding requirements to ensure compliance with the Group's risk appetite, associated limits and regulatory requirements. This includes separate processes for Vanquis Bank and the consolidated Group where necessary.

Reporting to the Group Treasurer, the Senor Manager Liquidity supports the development of policies, strategy and plans involving the liquidity activities of the Group (including Vanquis Bank).

The role holder is responsible for ensuring the accuracy of liquidity forecasts and reporting, including oversight of the processes to ensure the data used is complete and accurate. The role also supports the agreement of the Liquidity Contingency Plan.

Key Responsibilities of the Group Liquidity Senior Manager:
  • Lead the preparation of the Group's ILAAP (including Vanquis Bank), organising updates from the relevant internal functions and modelling the Group's liquidity position under BAU and stress scenarios;
  • Support the development of the Group's risk appetite, policies and plans for managing liquidity;
  • Manage the implementation of the appropriate liquidity management tools for the identification, capture, measurement and control of all data used for the calculation, forecast, management and reporting of the Group's liquidity positions;
  • Support the data and calculation methodologies used in the production of regulatory reporting (PRA110, LCR and NSFR) and internal liquidity requirement;
  • Manage the production of liquidity forecasts for the Group's funding plans;
  • Support updates and maintenance of the Liquidity Contingency Plan;
  • Input into the design of the liquidity investment strategy;
  • Monitor regulatory developments that could affect the Group's liquidity requirements and provide analysis of the impact of any changes.
Skills and Experience
What will it take to being a successful Group Liquidity Senior Manager:

Personal qualities we are looking for:
  • Ability to establish good relationships with internal stakeholders
  • Proactive problem solving, seeking out the issues and providing solutions
  • Acumen to drive an appropriate balance of value and risk
  • Ability to support and challenge strategic decisions
  • Ability to balance long term thinking with day to day operational activity
  • Strong team player who will support development within the team
  • Good communication skills
Experience and Qualifications you will have:
  • Minimum 4 years’ experience of working in the liquidity function of a bank, preferably focussed on consumer lending is ideal.
  • Detailed understanding of the regulatory environment for managing liquidity in a bank and financial services company
  • Detailed knowledge of the assumptions and methodologies used for stress testing scenarios used in the ILAAP
  • Detailed knowledge of the data requirements and experience of using large quantities of data and models for modelling the liquidity requirements
  • Detailed knowledge of the product characteristics of auto loans, unsecured loans and credit cards
  • Ability to influence stakeholders across business divisions
  • Understanding of the production of meaningful management information
Why join Provident Financial Group?

The satisfaction of working for a successful and ethical business who are here to help people is a big benefit of joining us, but it is not the only one. We will invest in your development, giving you the support and training to become better and better at your job. We take the work/life balance seriously, with plenty of flexible working options. Working in a bright and refreshingly relaxed environment, you will find your opinions are valued and listened to.

On top of all this, we will give you a package including:
  • Hybrid working considered
  • Discretionary annual bonus from 17.5%
  • Car allowance
  • 25 days annual leave Inc. bank holidays (increasing with length of service)
  • Pension Scheme with company contributions
  • Private Medical Insurance
  • Extensive opportunities for personal and career development
  • Life Insurance
  • Flexible and dynamic working policies
  • Colleague Perks at Work discounts
So why not apply to join PFG today?

Inclusion & Diversity statement
We know that by having a better, more inclusive culture and a diverse group of colleagues, we can support our customers and each other in the best way possible. We also believe this goes a long way to helping us live our purpose and defines why we are here in the first place: to help put people on a path to a better everyday life.

We are an equal opportunities employer and we want people to join us no matter how they identify, their sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national origin, religion or belief, disability or age.

We want to attract and retain the best people. So, we make sure that, if people need it, they are given all the extra support and reasonable adjustments to take part in any part of our application or interview process. We have also got lots of colleagues who choose to work flexibly, so please feel free to talk to us about how you prefer to work at any time.

We think that if you can be yourself in the workplace, you will do your best work and enjoy being part of the team. And as a business we get to benefit from that and to celebrate all the wonderful things that diversity brings.